Not valid with money currently on deposit at Heartland Bank.

Penalty may be imposed for early withdrawal. Please see your banker at your local office for disclosure information regarding the options, terms, and conditions. **Option 3 cannot be exercised within the first six days. Options may only be exercised during the original 12-month term.

Maximum deposit is not to exceed more than $250,000. Minimum balance to open and maintain the advertised 12 month APY of 5.00% is $5,000.

Please see your local branch office for disclosure information regarding terms and conditions. Minimum balance to open and maintain the advertised 6 month APY of 5.15% is $5,000. Fees could reduce earnings on the account. Personal accounts only.Ģ APY = Annual Percentage Yield. Minimum balance = the amount of principal in account each day. Accounts closed less than 180 days from date opened will be charged an early close fee of $25.00. Limit one (1) promotional Money Market Savings Account special per household per six (6) months. To qualify for the promotional rate, the opening deposit must be from funds not currently on deposit with Heartland Bank. After 180 days, the rate may change at any time as the Heartland Bank Money Market Savings Account is a variable rate account. The promotional rate to applicable tiers is guaranteed for 180 days from the day of account opening. Minimum balance to earn promotional APY is $25,000. Minimum balance to earn interest is $0.01. 1APY = Annual Percentage Yield. Minimum balance = the amount of principal in account each day.

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